What is SALT?

A Responsible Borrower Program

A college education continues to be one of the best investments a person can make in their future. After working with student borrowers for more than 50 years, the nonprofit American Student Assistance® (ASA)  has seen firsthand that the most effective way for students to successfully finance that investment is through a comprehensive approach to responsible borrowing. ASA developed The SALT Program to help students become better informed about their financing choices, and better prepared to fulfill their loan commitments.

We can help students borrow less, borrow smarter, and repay well. By equipping students with effective financial management tools and free, clear, timely repayment information, SALT helps schools not only deliver on their promise to educate students—but, at the same time, take meaningful steps to protect the school’s long-term financial success. Together, we can empower students to take control of their finances, stay in school, and work towards a bright future long after graduation.

The SALT Program